10 Things to Consider When Buying Your First Home in Cedarburg

10 Things to Consider When Buying Your First Home in Cedarburg

  • Jaime Lubner
  • 12/18/22

Are you starting the exciting journey of looking for your first home in Cedarburg? Are you overwhelmed by the unfamiliar jargon and mile-long checklist of things to do? Before you throw your hands up in frustration, read this guide to simplify buying your first home while moving to Cedarburg. This guide will take you through all the steps so that the home-buying process is painless and stress-free!

1. Financing

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The first thing you need to consider before even beginning to search for Cedarburg houses for sale is financing. Simply put, you need to know your budget. Speak with your financial advisor, who can examine your income, assets, and other investments to determine your best option. If you pay with cash, you need to obtain a Proof of Funds letter from your bank. However, if you apply for financing, you must get pre-approved for a loan. By preparing these documents, you will be ready to proceed with the home-buying process once you find that perfect dream house in Cedarburg.

2. Location, location, location

Real estate agents far and wide constantly reiterate the importance of location. Location is the one variable that cannot be changed, so you must carefully evaluate the surrounding community and all that it offers. In Cedarburg, you can find luxury homes on the lakefront or close to the bustling downtown area. You can also consider exclusive subdivisions such as Cedar Hedge or Cedar Pointe. Consult your real estate agent to help you find the ideal spot in Cedarburg that aligns with your lifestyle.

3. Size and type of home

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You need to evaluate your lifestyle and determine how much space you need. Cedarburg homes, which range from single-family ranch-style homes to grand estates, can fit a variety of lifestyles, from growing families to young professionals and empty nesters. You can find charming ranch-style, multi-bedroom homes with plenty of space to build a life for your family. You’ll also see multi-story, turn-key properties with spacious backyards and various amenities like a pool and spa, an outdoor kitchen, and a fire pit.

4. Amenities

In determining whether a home is right for you, consider which amenities are available. Whether or not your home is located in a subdivision, you want to see which recreational activities are nearby if you value a bit of adventure in your free time. Many houses in Cedarburg are close to the thriving downtown sector, which boasts several quaint shops, fine eateries, and art galleries seamlessly integrated between green spaces, covered bridges, and tranquil lakes. Living in Cedarburg, you can visit the oldest covered bridge in the afternoon, have a delectable steak dinner, and then make it home in time to enjoy the beautiful sunset on your covered balcony or deck.

5. Commute time

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With the average commute time in Cedarburg at 23.4 minutes, most commuters drive to work. When seeing if a home is right for you, consider doing a test drive to see if any significant issues, such as traffic or construction, could adversely impact the quality of your commute time.

6. Schools

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Whether you have kids or are planning to soon, you will want to consider the schools when selecting a home and community. Many students in Cedarburg attend the public schools in the Cedarburg School District, which has been ranked in the top 20% of best school districts in the state. With many students ranking at the top on math and reading proficiency exams, you can rest assured that your child will get a world-class education that will prepare them for college and beyond.

7. Local community life

Another essential consideration is the community. You might want to visit some prospective neighborhoods and the downtown area in Cedarburg. Try to visualize yourself in these places to assess whether or not they would fit you well. You will find a tight-knit community in Cedarburg with various events throughout the year, such as the Cedarburg Strawberry Festival and Oktoberfest.  Through various entertaining and family-friendly events, Cedarburg retains its small-town charm, making this the ideal oasis for anyone in search of a quiet and peaceful life.

8. Home inspections

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The worst thing that can happen when buying a new home is to encounter a slew of repair needs and issues right after you move in. To prevent any catastrophic setbacks, consider getting your home inspected as part of the home-buying process. Your Cedarburg real estate team can help you find a qualified home inspector who will examine your home to ensure that it is livable and safe for you to live in by assessing for issues like poor insulation, poorly maintained roofs, and improperly maintained chimneys. These are just some issues that your home inspector will look for when examining your home. By working with an experienced home inspector, you can be sure that your first home will be an excellent investment for many years to come.

9. Evaluate the Cedarburg real estate market

Another important way to determine whether your home is a great investment is by analyzing the market. As a buyer, you need to tread cautiously and work with a trusted real estate team who can help you understand the nuances of the local housing scene so that you can make savvy purchase decisions.

10. Work with an experienced real estate team

When searching for Cedarburg homes for sale, it’s essential to work with a real estate team who has proven experience guiding clients through the buying process and reaching their goals. Working with a knowledgeable real estate team will make the entire journey effortless and even fun.

From initial analysis of your needs to strategic negotiations, you will be glad to work with Cedarburg's best real estate team. Schedule a consultation with the Jaime Lubner Group for expert guidance on financing options and local real estate insights. Jaime Lubner and her skilled team of professionals can simplify the buying process and help you find your dream home in Cedarburg!

*Header photo courtesy of Shutterstock

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